Inforce Business Opportunities - NEW: Expiring Child Rider Conversions

Did you know? For Juvenile policies, only a parent or legal guardian of a child under 18 can sign the application and complete the eHQ or PHI.

New, shorter underwriting questions for a better customer experience in Fast & Full®

Enhanced Term Exchange Program adds even more flexibility

Policy owners with a Solution 10/15/20/ART coverage can now exchange their term for a new longer-term coverage within the first seven years following the original issue date of the policy.  

Purchase fee option changes on certain Empire Life segregated funds

In anticipation of upcoming regulatory changes, Empire Life will stop offering the low load (LL) and deferred sales charge (DSC) purchase fee options in most segregated fund contracts. As of May 29, 2023, the DSC and LL purchase options for these contracts will be closed to all purchases. 

An advisor FAQ has been prepared to provide additional information, and we'll update the product changes webpage with new information and material as they become available.

Investment insights from Japan—much has changed since 2019  

Japanese companies ramp-up investment in digital  transformation (DX)

As a seasoned visitor to Japan, David Mann, CFA, Senior Portfolio Manager, was struck by the changes he experienced when he recently returned after a 3-year hiatus. From a surprise during his first cab ride to the ramping up of automotive electrification, and increased investment in digital, David discusses what he calls the digital transformation revolution in Japan. He also discusses the overall economic environment and the effects of inflation, labor and wage pressures. Learn more about the changes that struck David on his recent visit to Japan. 

Get up to speed with our 2023 Federal Budget Overview Infographic 

Our client-friendly fact sheet highlights what's new in the Budget and how it impacts clients. Download the infographic to share with your clients and start a conversation about changes to their financial needs.

How the Empire Life investment team's success in 2022 has informed and influenced their 2023
strategies

The recent Investment Executive article "Stock picking supports segs in 2022" ranked Empire Life 2nd among carriers for segregated fund returns, stating that over 84% of our segregated fund assets under management were ranked in the first or second quartile.1 In this follow-up Q&A, Paul Holba, Senior Vice-President and Chief Investment Officer provides an informative look back at the challenging markets of 2022 and the tactics and strategies the team used to deliver their outstanding segregated fund performance.

Please join us for our Part 2 TRIIPSS Webinars:
Generating lifetime income: A two-part webinar session

Part 1 - The planning process – Available on Demand

This first of a two-part session explores the unique aspects of planning for an income that is designed to support the lifestyle individuals and clients envision as they approach or embark on the journey of financial independence. Attendees will gain a new appreciation for how retirement planning is so different from retirement income planning.

This webinar is also available in French.

Part 2 - Some principles to employ - May 3

This second session looks at some key considerations that can impact how long money will last, income generating strategies, and the significance of lifestyle planning. Attendees will walk away with tools, processes and conversation starters, all designed to better equip them with the task of working with
aging clients to generate lifetime income.

Date: Wednesday, May 3, 2023
Time: 2:00 pm to 3:15 pm ET
This webinar is also available in French on Thursday, May 4 at 10:00 am ET