Investments

Throughout the stages of life, individuals, families and businesses actively engage in asset accumulation strategies and savings programs. Asset accumulation involves saving, reallocation, conversion and maintenance. During accumulation it is best to start early, be consistent, utilize tax efficient investments and tax deferral strategies, and to invest within vehicles that suit your investor profile, timeline and philosophy.

With access to leading investment fund companies, insurance companies, financial institutions, and money managers; we offer stable, reliable and competitive financial and investments products and services in the marketplace.

Contact your Advisor to find out more &/or discuss your investment strategy to help you maximize your savings and investment returns.

Annuities

Create the retirement story you want with an annuity

How do you anticipate spending your retirement? Exploring new passions, spending more time with family and friends, volunteering, traveling? An annuity can help accumulate retirement assets and provide multiple options for taking retirement income – including the option to receive a steady stream of guaranteed income for life – so you can make the most of your well-deserved retirement years.

Income now or later?

Guaranteed Investment Certificate | GIC + Term Deposits

GICs & Term Deposits

Guaranteed investments for short- and long-term savings

Guaranteed Investment Certificates (GICs) and term deposits can provide a predictable way to earn interest while preserving your principal.

They may be suitable for investors looking for greater stability, a defined investment term, and a known or predetermined rate of return.

Global Pacific provides access to competitive GIC and term-deposit rates from participating financial institutions through our deposit-broker relationships.

Life Income Fund | LIF

What is a Life Income Fund (LIF)?

A Life Income Fund Plan is a workplace pension plan or Locked-In Retirement Acount (LIRA) that has been converted to a LIF, (or purchase of an annuity), to provide you income in retirement.

Have questions?

Registered Education Savings Plan | RESP

Registered Education Savings Plan (RESP)

Start saving today for their tomorrow

A Registered Education Savings Plan (RESP) is a tax-advantaged savings plan designed to help families save for a child's education after high school.

An RESP can help fund university, college, trade school, CEGEP, apprenticeship programs and other qualifying post-secondary education. In addition to your own savings, an RESP can provide access to valuable Government of Canada education savings incentives.

Registered Retirement Income Fund | RRIF

What is a RRIF or RIF?

Registered Retirement Savings Plan | RRSP

A Registered Retirement Savings Plan or RRSP is a type of Canadian account for holding savings and investment assets. Introduced in 1957, the RRSP's purpose is to promote savings for retirement by employees. It must comply with a variety of restrictions stipulated in the Canadian Income Tax Act.

RRSP & Investment Loans

Investment Loans and RRSP Loans are also known as Leverage Loans.

This investment strategy is based on Sir John Templeton's (November 29, 1912 - July 8, 2008) personal experience in 1939 where he borrowed $10,000 from his former boss with the purpose of investing to make a profit. He purchased $100 dollars worth of every stock on the stock exchanges that were valued less than a dollar. Within the year, he managed to repay his former boss, and he and his partner had more than $30,000 remaining(1).

Segregated Funds

Investment growth potential with insurance protection

Segregated funds combine professionally managed investments with certain guarantees and features available through an insurance contract.

Tax Free Savings Account | TFSA

Canadians need to save for many different purposes over their lifetimes. Reducing tax on savings can help. That is why the Government introduced the Tax-Free Savings Account (TFSA) in 2009. It is the single most important personal savings vehicle since the introduction of the Registered Retirement Savings Plan (RRSP) in 1957.