Enabling faster underwriting approvals

and policy issue times

As the pandemic restrictions begin to lift, and as part of our commitment to increase underwriting approvals and improve policy issue times, we're pleased to announce this change will make it easier for you to do business with us.

You may have noticed that starting July 18, 2022, we have removed the COVID-19 question set for adults and juveniles in both the Fast & Full™ Life (eHQ and PHI) and Health applications. For Fast & Full applications that use eHQ, removal of the COVID-19 question set increases the probability that the application will be “auto approved*”. The result is a simpler, shorter process for both adult and juvenile life and health insurance applications.

For any paper applications, you can also now skip the COVID-19 question section until we are able to provide an updated paper version in the new few months.

Benefits of the Fast & Full Life App

There has never been a better time to use the award-winning Fast & Full Life App.**

With fully integrated screen sharing software, non-face-to-face client meetings are simple, fast, and easy. Plus, our eHQ and eContract Delivery options are more convenient for clients and can earn advisors up to 20% more FYC commission.***