Timothy Ho
Regional Sales Director
1-855-331-9254
timothy.ho@dfs.ca

Orlando Iglesias
Regional Sales Consultant
1-855-589-7424
orlando.iglesias@dfs.ca

GUARANTEED INVESTMENT FUNDS

Helios2: Promotions and Enhancements!

Good news: Market trends are favorable for products with a guaranteed lifetime withdrawal benefit and we’d like to pass on the benefits to our clients and partners. These will be in the form of two promotions and several enhancements to the Helios2 Contract.

Promotions

• GLWB Bonus rate of 6¹ for 2014
• Initial Helios2 – 75/100 GLWB Deposit: Minimum lump-sum amount drops from $25,000 to $10,000

Enhancements

• Higher GLWB Bonus rate 
• Lower Management Expense Ratios (MERs) for all Funds
• Option to combine two Helios2 Contracts² to reach the Series 7 minimum Deposit
• Launch of Low Load Sales Charges option (January 2015) 

For more information, click on the link “Read more” or contact me directly (See contact info at the top of this newsletter.).

¹ For 2014 only, Desjardins Insurance will use 6% or the rate obtained by applying the calculation formula used to determine the GLWB Bonus rate, whichever is higher. Promotion applicable to Contracts with the Helios2 – 75/100 GLWB as the selected Guarantee from which no withdrawals were made in 2014. 

² Conditions apply. More details available in the full version of this article. 

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