All deposits to new and existing BMO GIF policies

will receive an extra 1% commission^†.

Plus with BMO GIF you and your clients will “sleep-better-at-night and worry-less” with:

• Automatic Monthly Resets of the Maturity Guarantee^††
• Up to 100% deposit Maturity Guarantee*
• 4 ETF-based fund options with BMO Volatility Control^TM
• Highly Competitive Death Benefit Guarantee**  and MERs

                                      Less work.  Less worry.

For more information, contact your BMO representative.

^† This promotion starts July 7, 2014 and is scheduled to end September 26, 2014. This is a temporary increase in the deposit commission rates for the Deferred Sales Charge and No-Load sales charge options.  Not available with the Front-End Load sales charge option. There are no changes to trailing commissions. We reserve the right to either withdraw or extend this promotion at any time before September 26, 2014 with two weeks’ notice. Advisors should recommend only products that are suitable for their clients.   

^‡ Number of years from Deposit Date to Maturity Date. Any amount that is allocated to a segregated fund is invested at the risk of the policy owner and may increase or decrease in value. BMO Life Assurance Company is the sole issuer and guarantor of the BMO GIF individual variable insurance contract. This document provides general information. Please consult the Policy Provisions and Information Folder for details of BMO GIF.  *At Maturity: 100% on deposits made at least 15 years, and 75% on deposits made less than 15 years, from the Maturity Date, less a proportionate amount for withdrawals. **At Death: 100% on deposits made before the Annuitant is age 75 and 75% on deposits made on or after age 75, less a proportionate amount for withdrawals.  ^††Automatic monthly resets of the Maturity Guarantee Amount occur up to and including 10 years from the Maturity Date. ^®Registered trade-mark of Bank of Montreal, used under licence. ™Trade-mark of BMO Life Assurance Company.

MB 322 (2014/07/02)