• Up to 100% Maturity Guarantee - if the market goes down, up to 100%* of each deposit or higher reset Maturity Guarantee Amount is protected for the term selected

• Secure and protect market gains on a regular basis - BMO makes it easy to take advantage of rising markets by resetting the Maturity Guarantee Amount automatically every month^†

• Invest in a BMO GIF RSP for as little as $500 per fund

• Take advantage of “dollar-cost-averaging” by making regular RSP contributions - set up a monthly pre-authorized transfer into a BMO GIF RSP for as little as $50 a month

Protecting your clients’ RSP investments has never been easier.
2013 RSP contribution deadline is March 3, 2014.

For more information, contact your MGA or visit bmoinsurance.com/advisor/GIF.

Any amount that is allocated to a segregated fund is invested at the risk of the policy owner and may increase or decrease in value.
BMO Life Assurance Company is the sole issuer and guarantor of the BMO GIF individual variable insurance contract. This document provides general information. Please consult the Policy Provisions and Information Folder for details of BMO GIF.

* At Maturity: 100% on deposits made at least 15 years, and 75% on deposits made less than 15 years, from the Maturity Date, less a proportionate amount for withdrawals.

^† Automatic monthly resets of the Maturity Guarantee Amount occur up to and including 10 years before the Maturity Date.

^® Registered trade-mark of Bank of Montreal, used under license.

Issuer: BMO Life Assurance Company.

MB 301 (2014/01/23)

To find out more about BMO Insurance products, please call your MGA or visit www.bmoinsurance.com/advisor.

Information contained in this document is for illustrative purposes and is subject to change without notice.