Unlike participating whole life products where dividends can be negatively impacted by mortality, lapse and expense experience, BMO Insurance Whole Life policy owners can take comfort in knowing that:

• They have more clarity when it comes to the Performance Bonus Rate 
• The calculation of the Performance Bonus is simple and guaranteed in their policy contracts
• The underlying portfolio backing up the plan is tied to well-known market indices
• Based on our projections, BMO Insurance’s policy values are less volatile when compared to other participating whole life plans

If you and your clients are looking for more predictability when it comes to their whole life insurance policy, it’s worth looking at BMO Insurance Whole Life. 

For more information, we encourage you to read the following brochure.