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February 2026 GPFS Newsletter Insights

 

February 2026 GPFS Newsletter

Submitted by GPFS on Fri, 02/06/2026 - 2:00PM

GPFS' February Newsletter has been published.

Click above to read our newsletter, including financial insights, portfolio reports, and online client access.

 

5 Tips to Get You Moving

Submitted by GPFS on Fri, 02/06/2026 - 10:01AM

Maintaining good health is an important part of enjoying retirement and preserving quality of life. 

Whether it's walking, swimming, cycling, dancing, or another activity you enjoy, the key is to keep moving. Beneva offers practical tips to help you get started. 

Click above to learn more.

 

Home Equity Bank CHIP Reverse Mortgage

Submitted by GPFS on Fri, 02/06/2026 - 9:59AM

For homeowners aged 55 and older, the CHIP reverse mortgage may be a financial planning tool to consider. 

Many retirees own their homes mortgage-free but have limited liquid assets or cash flow. A reverse morgage may allow eligible homeowners to access a portion of their home equity to help support retirement income, address healthcare costs, or assist family members. Reverse mortgages are not suitable for everyone and should be reviewed carefully as part of a broader financial plan. Explore this option with your GPFS Financial Advisor. 

Click above to learn more. 

 

Retirement Income for Life

Submitted by GPFS on Fri, 02/06/2026 - 9:52AM

As traditional defined benefit pension plans have become less common, many Canadians are looking for ways to create more predictable income in retirement. 

Empire Life's Class Plus 3.0 is designed to provide Protection for Life through structured retirement income while maintaining investment exposure. If you would like to learn more about how this type of product works, your GPFS Financial Advisor can walk you through the details and answer any questions you may have. 

Click above to learn more. 


Reporting Capital Gains as a Crypto-Asset User

Submitted by GPFS on Fri, 02/06/2026 - 9:48AM

It is important to understand the associated tax reporting requirements when you or a family member purchases crypto-assets.

Canada Revenue Agency (CRA) requires that gains or losses from crypto-asset transactions be properly reported. Tax treatment can vary depending on how crypto-assets are used and held, and reporting obligations may apply even if transactions are infrequent. 

Click above to review CRA's reporting requirements.