Terms of Use & Legal Notices

Last Updated: August 2026

Welcome to the website of Global Pacific Financial Services Ltd. (“Global Pacific,” “we,” “us” or “our”). By accessing or using this website, you agree to the following Terms of Use. If you do not agree with these terms, please discontinue use of the website.

General Information Only

The information provided on this website is for general informational and educational purposes only. It is not intended to constitute financial, investment, insurance, tax, legal or accounting advice, nor should it be relied upon as a substitute for advice based on your individual circumstances.

Insurance and investment products, strategies and recommendations should be considered in consultation with an appropriately licensed advisor and, where appropriate, your legal, tax or accounting professionals.

Products and Services

Global Pacific is a Canadian Managing General Agency (MGA) that provides insurance and financial-product distribution services through independent financial advisors.

Products and services described on this website may not be available in all jurisdictions and are subject to the terms, conditions, eligibility requirements and approval processes of the applicable insurance company, financial institution or product provider.

Product descriptions and other information presented on this website are summaries only. The terms of the applicable policy, contract or other governing documentation will prevail in the event of any inconsistency.

Rates, Calculators and Illustrations

Rates, quotations, calculators, examples and illustrations provided on this website are for informational purposes only and may change without notice.

Results produced by calculators or other tools are estimates based on the information entered and assumptions used. They do not constitute a quotation, guarantee, recommendation or offer to enter into a contract.

Current rates, product availability and applicable terms should be confirmed with Global Pacific, your financial advisor or the applicable product provider before making a financial decision.

Independent Financial Advisors

Financial advisors who conduct business through Global Pacific may be independent contractors and are responsible for providing advice and recommendations appropriate to their clients in accordance with applicable licensing, regulatory and professional requirements.

References to advisors on this website should not be interpreted as creating an employment, partnership or agency relationship except where expressly stated.

No Guarantee of Information

Global Pacific makes reasonable efforts to provide accurate and current information. However, information may become outdated or contain errors or omissions.

We do not warrant that the website or its content will always be accurate, complete, current, uninterrupted or error-free. Website content may be changed, updated or removed without notice.

Third-Party Websites and Resources

This website may contain links to websites, documents, applications or services provided by insurance companies, financial institutions and other third parties.

These links are provided for convenience and informational purposes. Global Pacific does not control third-party websites and is not responsible for their content, availability, privacy practices, security or terms of use.

A link to a third-party website does not necessarily constitute an endorsement of that organization, its products or its services.

Secure and Restricted Areas

Certain areas of this website may be restricted to authorized users, including contracted advisors and other approved users.

Users are responsible for maintaining the confidentiality of their login credentials and for activity conducted through their accounts. Access credentials must not be shared with unauthorized persons.

Global Pacific reserves the right to restrict, suspend or terminate access to secure areas where appropriate.

Privacy and Electronic Communications

Your use of this website is also subject to Global Pacific's Privacy Policy.

Information submitted through website forms or electronic communications will be handled in accordance with our privacy and information-security practices. Users should avoid transmitting confidential or sensitive information through ordinary email or unsecured communication channels.

Intellectual Property

Unless otherwise indicated, the content of this website, including text, graphics, logos, images, documents and other materials, is owned by or licensed to Global Pacific and is protected by applicable copyright, trademark and other intellectual-property laws.

Content may be viewed, downloaded or printed for personal or authorized business use. It may not be reproduced, modified, distributed, republished or used for commercial purposes without permission from Global Pacific or the applicable rights holder.

Third-party trademarks, logos and materials remain the property of their respective owners.

Limitation of Liability

To the extent permitted by applicable law, Global Pacific will not be liable for any loss or damage arising from or related to the use of, inability to use, or reliance upon this website or its content, including information obtained through third-party links.

Nothing in these Terms of Use limits any rights or remedies that cannot lawfully be limited or excluded.

Jurisdiction

Global Pacific Financial Services Ltd. is an independently owned Canadian Managing General Agency. Global Pacific is currently licensed in Alberta, British Columbia, Manitoba, Northwest Territories, Ontario and Saskatchewan.

The availability of products and services is subject to applicable provincial or territorial licensing and regulatory requirements.

Changes to These Terms

Global Pacific may update these Terms of Use from time to time. Changes will be posted on this page with an updated revision date. Continued use of the website following an update constitutes acceptance of the revised terms.