Underwriting Update | CLICK HERE

Individual life insurance 

Temporary flexibility in underwriting requirements for new business  

SSQ Insurance is temporarily easing its underwriting requirements measures for insurance applications signed as of March 11, 2020.  Applications signed before this date fall under separate pending application rules already communicated on a case by case basis.  

These temporary measures are applicable until at least April 30, 2020 but may change or be extended depending on the evolution of the COVID-19 pandemic.

Life insurance

  For ages between 16 to 45, for amounts up to $750,000 (inclusively), no underwriting requirements will be required for at least the next 30 days. Here is what is required: 

• E-App: the tele-interview to be completed as usual

• Paper application: Fill out sections IJK or order a paramedical by videoconference via your MGA.

No preferential class for ages between 16 and 45.

Critical illness

For ages between 18 to 40, for amounts up to $250,000 (inclusively), no underwriting requirements will be required for at least the next 30 days. Here is what is required: 

• E-App: the tele-interview to be completed as usual

• Paper application: Fill out sections IJK or order a paramedical by videoconference via your MGA.