Quick Reference Guide - Manulife Affinity

Dear Valued Advisor,

Attached for your convenience is the Quote request form so that you can easily obtain your clients KYC and then cross reference with the Quick Reference Guide. Quoting and applications are done virtually with no signatures required by logging into the Advisor Portal https://www.manulife-insurance.ca/shp/login  All Plans in Yellow are underwritten – preexisting conditions will not be covered, and Green are Guarantee Issue.  This will help you in determining what kind of plan you would like for yourself or for your clients. 

**You are only able to quote FollowMe for clients leaving a Group Benefits within 90 days**

Only qualifier for a Manulife Health & Dental plan is that the client must have a valid government health care card in place.

Underwritten plans take 3-5 weeks for approval and are inforced the first of the following month. Guarantee Issue plans take 1 week for approval and are inforced the first of the following month. Upon approval, 2 months premium are taken to avoid waiting periods to use plan.

There are no waiting periods for clients to use their benefits unless they have major dental built into their plan.

A great bonus of having a Manulife sponsored health and dental plan is, if a couple has coverage together, if one subscriber dies All of plans include the survivor benefit, this pays the premiums for one full year if the primary passes away. After that year Manulife will advise the client what their new premium would be.

If you are wanting to check a DIN for a client, please call Broker Support 1-877-654-2757 with the DIN number as Broker Support will have access to the Drug Formulary.