Lump Sum Dollar Cost Averaging with EQ

We have had a lot of interest in this with the fear of the markets currently effecting client's decisions. So I thought I'd highlight the value, for you and your clients, of using this strategy with EQ.

Client Benefits:

Allows a client to take advantage of negative volatility to potentially build a long term growth portfolio with a lower ACB.

 Allows a client to be in position to protect against any extreme short term drops in the market while putting them in a good position to cancel the remaining DCA and purchase at the potential bottom of a downward trend.

Advisor Benefits:

Takes the waiting out of the equation for those clients that are fearful of current negativity and so are not moving assets over or are trying to "time" the markets.

Benefits of using EQ:

• Easy to set up through our online application process, EZ-Complete. (Try our SANDBOX site to see how it works) https://advisor.equitable.ca/advisor/en/forms/equitable-life-s-online-application (may need to log in first)
• Total flexibility on setting up, ie. weekly or monthly automatic switches, either over a short time frame or a longer one.
• Can be set up using Money Market or any of our other lower risk assets, ie Balanced Income Fund, for those clients who don’t want to just sit in MM.
• Can be used in all contracts 75/75 (Zero cost of Insurance) 75/100 (0.00-0.40% COI) 100/100 (0.00-1.00% COI)
• Our Contracts all allow for maximum risk assets in the portfolio. (ie. 100% equities like Dynamic American, Invesco International etc.) 
• Full range of investment options, from low risk portfolio funds to aggressive sector funds such as Fidelity Special Opportunities Fund. https://www.equitable.ca/en/our-products/savings-retirement/rates-performance/segregated-fund-rates-of-return/
• Since our switches are automatic for the DCA it makes those cases that use B2B leverage a lot more quicker as the switches do not require B2B approval first.
• We allow for FULL UP FRONT COMPENSATION right away even if the funds are placed into money market to start (DSC, LL, CB3 or CB5). Take advantage of our Summer CB5 Bonus, runs until August 31. https://advisor.equitable.ca/advisor/en/news/7-No-Load-CB5-Initial-Commission-Limited-Time-Offe?utm_source=Equitable+Life%27s+Individual+Life+and+Savings+%26+Retirement+Communications&utm_campaign=a07f72319a-EMAIL_CAMPAIGN_STEP_UP_WEALTH_SALES&utm_medium=email&utm_term=0_f01129d291-a07f72319a-&mc_cid=a07f72319a&mc_eid=UNIQID 
• Client can still redeem up to 10% per year free of any charges including for our Chargeback Series. 

See attached for the Dollar Cost Averaging Marketing Piece:

These are just some of the reasons why using EQ for this great strategy may make sense for you and your clients.