1 For the period May 1994 to December 2021 the Empire Life Asset Allocation Fund Class A returned a total cumulative return of 321% and an annual compound average of 5.26%. All returns are calculated after applying an MER of 2.66% a year which includes expenses, management and administration fees. Past performance is no guarantee of future performance. Class A is only available to existing contract holders. 2 The campaign will pay a commission bonus on all eligible deposits received and processed into Empire Life Guaranteed Investment Funds contracts - GIF 75/75, GIF 75/100 and GIF 100/100 from January 1, 2022 at 12:01 a.m. (ET) to December 30, 2022 at 4:00 p.m. (ET). All existing recurring Pre-Authorized Debits (PADs) as of January 1, 2022 are eligible for the commission bonus. Segregated Fund contracts are issued by The Empire Life Insurance Company (“Empire Life”). A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing. Past performance is no guarantee of future performance. All returns are calculated after taking expenses, management and administration fees into account. FOR ADVISOR USE ONLY | 
