Extension of temporary underwriting limits for life and critical illness insurance

Empire Life is pleased to announce the extension of the temporary underwriting limits established during the COVID-19 pandemic

Until March 31, 2022, Empire Life will continue to apply our temporary underwriting limits described below for both life and critical illness insurance products:

Life Insurance
Continue temporary non-med limit guidelines for insureds: 

•  
  • Ages 51 to 60: up to $300,000
  • Ages 61 to 70: up to and including $99,999 will require a PHI only
  • Ages 71+: standard UW requirements apply (e.g. PHI & Vitals, BP)

The no fluid requirements for life coverages up to $2,000,000 for life insured’s
ages 18 to 50 instituted earlier this year remain in effect.

Critical illness insurance
Continue temporary non-med limit guidelines for insureds:

•  
  • Ages 18 to 40: up to $250,000
  • Ages 41 to 50: up to $99,999
  • Ages 51+: standard UW requirements apply (e.g. PHI & Vitals, BP)

For full details, please refer to the Information Circular by clicking the button below or speak with your Account Executive.

FOR ADVISOR USE ONLY. NOT FOR DISTRIBUTION TO THE PUBLIC.

The information in this document is for general information purposes only and is subject to change without prior notice. Empire Life assumes no responsibility for any reliance made on or any inaccuracy in the information contained in this document.

Policies are issued by The Empire Life Insurance Company.