Your clients and community are growing, and so are their needs. At Desjardins Insurance, we’re here to help you - help them. With an extensive range of Par Life products with Additional Deposit Option (ADO) that can be added, you can help them build wealth that can last.
We’ve built a flexible range of products and solutions driven by feedback from you and your clients. Our Par Life products are designed to address a variety of client needs, including families, high-net-worth individuals and business owners.
Our Par Life products:
Accelerated Growth helps your clients yield higher medium-term dividends.
With Estate Enhancer, you can help them maximize their long-term death benefits.
5 Pay PAR is a unique product in Canada with a guaranteed 5-year premium payment period, allowing your clients to complete their payments faster than ever.
Additional Deposit Option
Unlock new opportunities for your business with our Participating Life products, offering a flexible Additional Deposit Option (available for Accelerated Growth and Estate Enhancer products) to serve the specific insurance needs of your community.
Support your clients in maximizing their Participating Life contract by leveraging additional deposits for more paid-up additions (beyond those purchased with dividends). This can potentially increase both the policy’s cash surrender value and final payout.
Our ADO is flexible and can adapt to your clients' needs, allowing deposits to align with their financial capabilities and insurance needs.
ADO offers the possibility of capital growth in a tax-efficient way.
When you partner with Desjardins Insurance, you become a part of the largest financial cooperative* in North America. And we’re all about helping you and your clients thrive.
Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company. Desjardins®,Desjardins Insurance®, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.
