Responsibility for Data

All information, data, text, or other materials (“Data") submitted to or published on this web site is subject to change. Information and its accuracy for quotations completed is the sole responsibility of the person who submits the data.

Global Pacific Financial Services Ltd. shall have the right (but not the obligation) to refuse or delete any Data that is submitted using the web page, including without limitation any Data that violates the User Policy or is otherwise objectionable.

External Links

This web site may contain links to other World Wide Web sites and resources. The linked sites are not under the control of Global Pacific Financial Services Ltd., nor are they responsible for the contents of, or any changes or updates to, linked sites. The inclusion of any link does not imply endorsement by Global Pacific Financial Services Ltd. of the site.

The User acknowledges and agrees that Global Pacific Financial Services Ltd. is not responsible for the availability of any linked site or any products or services available from a linked site. Global Pacific Financial Services Ltd. does not endorse and is not responsible for any content, advertising, products, services or other material on or available from such sites or resources. Global Pacific Financial Services Ltd. shall not be responsible or liable, directly or indirectly, for any loss or damage caused or alleged to have been caused by use of, or reliance on, any such content, goods or services.

The User’s correspondence or business dealings with, or participation in promotions of, financial institutions or other third parties found on or through the Service, including payment and delivery of related goods or services, and other terms, conditions, warranties or representations associated with such dealings, are solely between the User and such financial institution(s). The User agrees that Global Pacific Financial Services Ltd. shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such financial institution on the service.

Changes

The Data published on this site is updated regularly. Global Pacific Financial Services Ltd. and its suppliers and licensees may make improvements or changes in the Service or the contents of any site at any time. Users are responsible for refreshing the site to obtain the current information.

Privacy Policy

By completing and submitting a registration, request for information or other form on this site, the User agrees that Global Pacific Financial Services Ltd. may collect, store and use the personal information provided for the purposes indicated on the applicable page. The User also agrees that Global Pacific Financial Services Ltd. may use this information to provide other information, products or services (for example, on subsequent visits to this site or through an email subscription).

Global Pacific Financial Services Ltd. is the sole owner of information collected on this site. We do not sell or rent this information to others. We do not send unsolicited emails. In order to provide services specifically requested by the user, Global Pacific Financial Services Ltd. may need to provide this information to other companies (e.g. to complete a financial transaction, we may send the user’s name, date of birth, social insurance number and banking information to a financial institution). Global Pacific Financial Services Ltd. is not responsible for the privacy practices of companies to whom we send user information, nor is it responsible for the privacy practices of other sites to which the User may link from this site. Global Pacific Financial Services Ltd. may share aggregated statistical or demographic information that cannot be linked to any individual person.

A cookie is a piece of data stored on the User’s hard drive that contains information about the User. Global Pacific Financial Services Ltd. uses cookies to create a session for our members while they are on our site. The cookies Global Pacific Financial Services Ltd. uses are deleted once the user closes his or her browser and are not in any way used for unethical purposes.

Global Pacific Financial Services Ltd. logs IP addresses and browser types to analyze trends, administer this site and to gather demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

If at any time you wish to be removed from any email or other list, simply send an email to marketing@globalpacific.com

Global Pacific Financial Services Ltd. reserves the right to change its Privacy Policy from time to time. If we do we will update this page.

Prohibited Data and Activities

Users are not permitted to use the Service to submit:

• any material that Users do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements); or
• any material that infringes any patent, trademark, trade secret, copyright, publicity or other proprietary right ("Rights") of any party; or
• any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.

User are not permitted to use the Service to:

• create false, misleading or duplicative addresses in order to disguise the destination of any Data transmitted through the Service; or
• interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service; or
• intentionally or unintentionally violate any applicable local, state, provincial, national or international law and any regulations having the force of law, including, but not limited to, any applicable securities laws or regulations and any laws for the protection of personal information.

International Use

Nothing on this site is intended to advertise, offer or provide any product or service in any country or jurisdiction where Global Pacific Financial Services Ltd. or its suppliers are not licensed or qualified to carry on business. Global Pacific Financial Services Ltd. reserves the right to reject or refuse any order, application or submission from any person or entity in any such jurisdiction.

The User agrees to comply with all local rules regarding online conduct and acceptable Data. Specifically, the User agrees to comply with all applicable laws regarding the transmission of technical data exported from Canada or the country in which he or she resides.

Removal or Disclosure

Global Pacific Financial Services Ltd. may preserve or remove Data and may disclose Data, including information about the account of any Users, or their use of the Service, to any third party if required to do so by law or in the good faith belief that such preservation, removal or disclosure is necessary to:

• comply with legal process;
• respond to claims that any Data violates the Rights of third parties;
• protect the rights, property, or personal safety of Global Pacific Financial Services Ltd., its suppliers, customers or the public; or
• resolve any disputes between Users and a financial institution(s) arising from the use of the Services.

Termination or Suspension of Access

Global Pacific Financial Services Ltd. may remove Data or terminate the User’s account, without prior notice, if Global Pacific Financial Services Ltd. believes, in its sole discretion, that the User is in breach of this User Policy.

Violations

Please report any violations of this User Policy to Global Pacific Financial Services Ltd. at marketing@globalpacific.com.