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Permanent InsuranceProvides lifelong protection, as long as you pay the premiums, the death benefit will be paid. These policies are designed and priced for you to keep over a long period of time. If you don’t intend to keep the policy for the long term, this may be the wrong type of insurance for you.
Permanent policies are known by two common names: Whole Life and Universal Life. Most have a feature known as a cash value or a cash-surrender value. This feature, not found in most term insurance policies, provides you with some options
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